Michael Justice

United States

I am very upset over the handling of my credit file at Equifax! I have been working on one derogatory mark that has been disputed several times. I guess that saying the account does not belong to me does not count as being fraud. Wow! So I called back to make sure that the next complaint was called fraud & this requires a different department. I make the dispute & find out a few weeks later the dispute was never filed and this was blamed on me as well. 3 months into this I literally call Equifax daily to monitor whats going on each day its something new. I don't know if they are married to the debt collections agency on my creport or what? I have filed Ftc report, I had the Cpfb initiate complaints to help mediate, and I've emailed or called every possible options to get relief of this account! 5 months ongoing 3 months of this complaint I have been residing in my truck and its because I can not get credit to assist financial living expenses & potential renters have used ctedit against me in the past. I think Equifax needs a lesson in customer relations & especially knowing that I personally was victim in the security breach 2017. Lastly the debt in question was disputed with Transunion & Experian as well & they both had the disputes resolved in 1 day! I'm not going to lie I hate Equifax & do not trust them what so ever & refused to allow me to exercise my rights under the fcra. Equifax thinks they are above the law. I hope they go bankrupt when all these law suits are done with them! Sorry but they have ruined my being polite.

Did you know upon buying your Android that the creator of its operating system was Google? I know I didn't. I had my Android for a few months and was on the $35.00 dollar a month unlimited talk and text which was a great deal. In March 2018 I started consuming a high quantity of data and my provider throttled my data speeds to 2G speeds which is like the dial up in the 90's. I raised fuss & was tteated poorly by said provider & was advised I should have researched my product before purchase. In July 2018 I started to do some catlog testing on my device to see if I could pinpoint the data consumptions. I found that Google was doing alot of back ground running even as my device was at rest/sleep. I started to wonder why and started to research. I found that Google has a history that kinda shocked me. I'll detail that in a minute. So on my Android I started to get into the process of rooting the phone to gain full access of Google running in the background & after weeks of attempts I was not successfull. I found out per design its almost impossible to do this because the software is designed to be difficult for most to prevent Google from being removed. I know this because Google is self promoting through the design of it Android by collecting algorithms & analytics to allegedly keeps us up to date through Google searches and such. In the Google settings these sensors that collect this allegded data are named body control sensors, cameras, locations, sms, storage, & phone with permissions controls that can be disabled. If you disable them like I have your device will most likely misbehave and become annoying. I have even disabled the apps themselves to prevent these sensors from collecting data especially because I can not prove the extent to which data is actually being collected. I mean whats body sensors collect? Whats the camera need to collect if I'm not powering it on? Why does Google need my storage, text, and phone permissions? Location is a given we will say just for maps or lost phone protection. Google litterally has been proven to have used 1Gb or more per month. Google was bannen for some time for privacy in China & similar data consumption in the past. Europe had some conflict with Google as well and their GDPR right are being revised to protect us here in the United States because most people just are not aware. I have personally raised fuss with Google over emails only they are unreachable by phone. I have wrote Google through the Ftc, Fcc, Bbb, and other media sources to raise complaints personally. I have logged all of the results I've found on line or through communication listed above. I only get responces from email that seem automated. Google has been known to call this kinda story a conspiracy and that we are attempting to pick on them. Last thing for now is, have you ever been talking about something and picked up your Android and quinsadently the phone displayed some advertisements of the same topic? We have no control over the limitations of the data being collected. Oh and by the way we pay the bill for this said data as well so if your on a fixed data pack only solutions being offered from my experiences was upsales!